About S&F Business Consultancy Ltd
We're an independent consultancy that looks after the everyday costs every business has to carry: energy, card payments, funding, phones and broadband.
Our job is to find the contract that genuinely suits you, then make the switch painless. We work with a broad panel of UK suppliers, so we can compare real offers side by side and push for terms tailored to your business instead of a one-size-fits-all price list.
We stay in close contact with our supplier partners and negotiate hard on every renewal, so our clients get the most competitive deal we can find.
The more businesses we represent, the stronger our position at the table. That buying power is passed straight on to you as better rates and fairer contract terms.
Funding that moves at the speed of your business.
A cash advance gives you a lump sum now and is repaid as a small share of your future card takings. Repayments rise and fall with your sales, so quieter months don't stretch you. It's a practical way to stock up, refit or take on a new contract without waiting on a bank.
Most businesses pay more for their phone lines than they need to.
Business packages are built from features like call routing, voicemail to email and extra numbers, and each one adds to the price. We help you keep the features you use and drop the ones you don't.
The result is a setup that sounds professional to callers, is easier for your team to use and costs less each month.
For most businesses, a dropped connection means work stops.
Choosing the right package means thinking about how many people rely on it, what they do online and how you expect to grow. We match you with fast, dependable broadband backed by real uptime commitments, at a price that makes sense.
Call us or send a message for impartial advice on your business broadband.
Electricity offers can be hard to compare, because every supplier presents its prices differently. We cut through that and lay out your options clearly. We base our advice on your actual consumption, not on a standard bracket you happen to fall into.
Your time and money matter, and we treat both with care.
Finding a good business gas deal takes time, and auto-renewals often leave businesses paying more than they should.
We don't drop clients into a pre-set category. We look at each business on its own terms and negotiate with suppliers accordingly. Our aim is simple: you pay a fair price for the gas you use, and nothing for the extras you don't.
Customers expect to pay by card, phone or online, quickly and safely. Our merchant services help businesses of every size accept the payment methods people now use, with clear and competitive fees.
We compare acquirers and terminal providers so you can cut transaction costs and get features that high-street banks don't always offer.